Motor finance for more people
At Close Brothers Motor Finance, we’re open to looking at individual circumstances, so that we can quickly get customers behind the wheel of their new car or van, providing they are over the age of 21.
Our fresh approach and extensive product range means that we are focussed on providing a personal, professional, non-credit-scoring method to help your customers’ secure their motor loan.
We offer finance solutions, including competitive rates and an exceptional service to consumers with an established credit history, non-consumers, SMEs, self-employed, previous adverse credit customers and customers with little or no credit history.
Complex credit history
Here at Close Brothers Motor Finance, we do not take a one-size-fits-all approach and will look to offer you a tailored finance solution to suit your personal circumstances. Our team of experts review applications on an individual basis before making a decision, which we believe is much fairer and transparent for all applicants.
Self-employed
There has been an increasing number of people opting to become self-employed, but as a new start-up it can still be difficult to access a motor loan. We adopt a common sense approach that means we can help self-employed customers with just 12 months' trading history.
Small companies
As with self-employed people, an increasing entrepreneurial spirit has seen the number of small companies grow. While many have prospered, we all know only too well that unexpected events can create credit problems. Where these are behind a business and the business can evidence a return to profit, we aim to structure an appropriate finance arrangement.
No track record
Recent years have seen a number of professional people returning to Ireland after gaining experience abroad. It has also seen other professionals make Ireland their home. We can look to provide finance to qualified workers with no previous credit history in Ireland.
Established credit history
If your customer has a perfect track record, we can offer them extremely competitive rates, such as a 0% deposit* and up to a 72 month term*.
*Credit criteria, terms and conditions apply.